Tariff Of Charges

Standard Tariff of Charges

Effective from 2076-01-30 Monday

Particulars

Tariff of Charges

Account Closing Charge

NPR 100 if account is closed within 6 months of opening. Free if account is closed after 6 months of Opening

Statement Charge

Free of Cost for one time. NPR 50 per page for duplicate statements minimum NPR 100

ABBS Charge

Nil

Dormant Reactivation

Nil

Charge for Not Maintaining Minimum Balance

Nil

Cheque Book Issuance In Replacement of Lost/Misplaced Cheque Book (up to 10 leaves) (Along with Cheque Stop Charge)

NPR 200/-

Stop Payment

NPR 100 per instruction. Multiple cheques in a range in one instruction will be treated as a single instruction

Cheque Book Charge against Uncollected Books

NPR 300 per Cheque Book if not collected within 90 days and Cheque Books to be destroyed thereafter

Balance Certificate

NPR 500/- One time free for Company's account.

For re-confirmation, NPR 500 per request.

Issuance of Reference Letter (Confirmation of account maintenance or for any other purpose)

NPR 500

Use of Withdrawal Slip

  • NPR 100 per Transactions

  • Free for Social Security Allowance Customer who has not received Cheque Books or for Illiterate and Visually Impaired Customer

  • Branch/Department can request to Operation Dept for the waiver of withdrawal slip charge to such customer who could not receive cheques due to any technical issues on cheque printing

  • Operation Head or his delegates can waive the Charge if the ATM of the Branch is down and maximum withdraw limit for that day is NPR 50,000 in such cases.

Good for Payment Charge

NPR 500 per cheque

Cancellation of Good For Payment Cheque

NPR 250 per cheque

Loan Charges

 

Management Fee

Up to 2% of loan amount

Commitment Fee in case of Term Loan (Approved but not utilized)

0.50% of the loan amount

Commitment Fee in case of Working Capital /OD Loan

1% of the Unutilized Loan amount (if the utilization is less than 60% of the approved limit)

Valuation Fee conducted by the Company (loan amount below NPR 1,000K)

NPR 5,000/-

Valuator Listing Charge

NPR 5,000/-

Valuator Renewal Charges(Annual)

NPR 3,000/-

CIB Charge

As per actual cost of the CIB

Internal CIC Charge

NPR 250/-

Partial Property Release Charge

5,000/-

Release and Re-Mortgage Charge

Up to 5 Million Loan Limit- NPR 5,000/- Loan Above 5 Million- NPR 10,000/-

Penal Interest Rate

2% p.a.

Prepayment Charge

  • No Prepayment Charge up to Loan Limit 50 Lakhs

  • 2% of Prepaid amount if prepayment made within 1 Year

  • 1% of Prepaid amount if prepayment made after 1 Year

Loan Swap Charge

Up to 2.5% if swapped by Other BFIs

ATM Debit Card Charge

 

Issuance of New Chip Based ATM Debit Card with 4 years validity (1st time till the Expiry of Card)

NPR 400/-

Issuance of new Chip Based ATM Debit Card with 4 years validity (issued in case of Lost/Damage/Card Expiry )

NPR 400/-

PIN Replacement

NPR 100/-

Card Block/Stop Charge in case of Lost/Misplace

NPR 200/-

Card Block Charge in case Debit Card not submitted by Customer during account closing

NPR 100/-

Card Destruction Fee (In case the customer fail to collect card within 3 months of receipt of card from SCT)

NPR 300/-

Cheque Clearing Charge

 

Up to NPR 2,00,000/-

Nil

Above NPR 2,00,000/- 

NPR 25/- per cheque

Special Clearing Cheque

NPR 100/- per cheque

Cheque Late Presentment Fee

NPR 300/- per cheque

Cheque Return Unpaid

* NPR 300 for PFL Cheques which are presented and have no balance. Such charge to be debited from Cheque Issuer's account (Inward Clearing or Over the Counter if Cheque Return Memo is demanded by Drawee)

Locker Charge

Locker Drilling Chare in case of Loss of Locker Key

NPR 15,000/-

Locker Charge

  • Size A NPR 2,500/-

  • Size B NPR 3,000/-

  • Size C NPR 4,000/-

Locker Surrender Charge

NPR 2,500/- ( No charges in case of death of Locker owner)

Mobile Banking Service

Registration/Renewal (1 year validity)

NPR 200/-

Mobile Number Change  & Device Reset (Anyone or Both)

Nil

Re-PIN/GPRS Login Password Reset (Anyone or Both)

NPR 50/-

Note: Transaction Alert Message will be sent to all the users of Mobile Banking Service)

Premature Liquidation of Fixed Deposits

Differential of highest published rate and applied interest rate of FD amount or 2 % flat penal charge whichever is higher on remaining days to maturity. No charges in case of death of account holder

Manager's Cheque Issuance

NPR 500 per Cheque.
Free for payment of FD interest/Principal, Loan disbursements and vendor payment.

Local's Bank Cheque Issuance

NPR 500 per Cheque.

Free for marketed Institutional Depositor's account maintain with us.

Nepal Rastra Bank Cheque Issuance

NPR 500 per Cheque.

Free for marketed Institutional Depositor's account maintain with us.

Standing Instructions

NPR 250 per instruction Free for loan clients for payment of Loan Installment and for payment of Life Insurance Premium, locker charge payment.

Interbank Payment System(IPS)

Limit & Charges

  • Up to 10K NPR 10

  • Above 10K to 100K NPR 50

  • Above 100K NPR 100

Bank Guarantee Charges

Bid Bond

0.25% per quarter or minimum NPR 1,000 per guarantee whichever is higher.

Performance Bond

0.35% per quarter or minimum NPR 1000.00 per guarantee whichever is higher.

Advance Payment Guarantee

0.45% per quarter or minimum NPR 2000.00 per guarantee whichever is higher.

Credit Supply Guarantee

0.45% per quarter or minimum NPR 2000.00 per guarantee whichever is higher.

Guarantee for custom, For obtaining license, Air Ticketing, Route Permit, Guarantee for Court & for other purpose

0.45% per quarter or minimum NPR 2000.00 per guarantee whichever is higher.

Guarantee For Supply Business by Other Than Construction Company

Bid Guarantee

0.30% per quarter or minimum NPR 1000.00 per guarantee whichever is higher.

Performance Guarantee

0.35% per quarter or minimum NPR 2000.00 per guarantee whichever is higher.

Advance Payment Guarantee

0.45% per quarter or minimum NPR 2500.00 per guarantee whichever is higher.

Amendment (other Than time extension and value increment

Flat Chare of NPR 1000

Amendment for time extension within the same quarter

Flat Charge of NPR 500.

Amendment for time extension beyond one Quarter

Same as issuance Charge