ATM Service

POFIL Debit Card

POFIL Debit card enables you to make electronic transactions (cash withdrawal and purchase of goods and services through various POS terminals) at any time. POFIL Debit card is associated with SmartChoice Technologies Ltd(SCT). With POFIL Debit Card (SCT-UPI), individual can have easy access to their nominated account maintained with Pokhara Finance Limited from any ATM location that is spread over more than 3,000 ATM terminals.

Further you can make purchase of goods and services from more than 10,000 merchant locations through Point-of-Sale (POS) terminals. POFIL Debit card is accepted at all ATMs associated to SCT network and merchant locations that display/accept SCT UPI Debit Cards. Our POFIL Debit Cards (SCT UPI) are also accepted by more than 200,000+ ATM Terminals and 800,000+ POS Terminals in India displaying UPI logo.

Transaction Limit

Maximum withdrawl limit per transaction NPR 16,000/-
Minimum withdrawal limit per transaction NPR 5,00/-
Maximum limit of withdrawal per day NPR 50,000/-
Maximum number of transaction per day 5


Charge

S.N. Particulars Fees/Charges
1 Issuance of new ATM card (SCT-UPI) with 4 years validity (1st time till the expiry of card) NPR 400/-
2 Issuance of new ATM card (SCT-UPI) (issued in case of lost/damage/card expiry) NPR 400/-
3 PIN replacement NPR 100/-
4 Card block/stop charge in case of loss/misplace NPR 200/-
5 Card destruction fee (in case the customer fail to collect card within 3 months of receipt of card from SCT) NPR 300/-
6 POFIL debit card(magnetic) used in SCT connected ATM of other banks for transaction NPR 25/-
7 POFIL debit card(magnetic) used in SCT connected ATM of other banks for balance inquiry NPR 3/-
8 POFIL debit card(chip based-SCT-UPI) used in SCT connected ATM of other banks for transaction NPR 30/-
9 POFIL debit card(chip based -SCT-UPI) used in SCT connected ATM of other banks for balance inquiry NPR 5/-
10 POS transaction Free


ATM Location:

Head Office 
Pokhara Finance Limited
Newroad, Pokhara Lekhnath -9, Kaski, Nepal

Bhimkalipatan Branch
Pokhara Finance Limited
Bhimkalipatan, Bagar, Pokhara Lekhnath-1, Kaski
Nayapul Branch
Pokhara Finance Limited
Nayapul, Salyan-9, Kaski, Nepal
Fewacity Hospital premises
Nagdhunga, Pokhara Lekhnath, Kaski